TERMS AND CONDITIONS
The following terms of service (these “Terms of Service”, “Terms”) govern your access to and use of TOPGRAPHS™ services, including any content, functionality and services offered on or through https://topgraphs.com (“Site” or “website”).
1. USAGE/ ELIGIBILITY
You will use this site in a manner consistent with any, and all, applicable laws, legislation, rules and regulations. If you violate any restrictions in these terms, you agree to indemnify TOPGRAPHS™ for any losses, costs or damages, including reasonable legal fees, incurred by TOPGRAPHS™ in relation to, or arising out of, such a breach.
2. ACCEPTANCE OF TERMS
In these Terms, “you” and “your” refer to the individual or entity that uses the Site, or Services. “We”, “us”, or “our” refer to TOPGRAPHS™. In addition, in these Terms, unless the context requires otherwise, words in one gender include all genders and words in the singular include the plural and vice-versa.
3. ABOUT TOPGRAPHS™ & SERVICES
At TOPGRAPHS™ we make stock research as easy as possible. We want to help investors have more success. With TOPGRAPHS™ you can find undervalued stocks faster and have all fundamental data immediately in view so that you have more success as an investor. That’s why TOPGRAPHS™ gives you a deep insight into the performance of companies – and, thanks to easy-to-understand graphics, you can check the investment potential at a glance.
The research and analysis of company data is an important step for every investor – TOPGRAPHS™ takes care of this for you, so that you save effort and make better investment decisions. We channel our focus exclusively to relevant company data so that you don’t have to go through countless datasets or charts to find the most important fundamental data of companies. TOPGRAPHS also offers by far the most company analysis – over 75.000 stocks from 91 markets. If a stock is missing from the system, just let us know and we will do our best to add it.
Why use TOPGRAPHS™?
Invest with greater security and save valuable time. TOPGRAPHS™ converts fundamental data from the last 20 years into easy to understand charts so that you can buy the right stocks at the right time and get greater returns. It has never been easier to identify undervalued or overvalued stocks!
Unbeatable price-performance ratio
75.000 stocks from 91 markets
Stock analysis in seconds
4. EXCLUSION OF LIABILITY FOR EXTERNAL LINKS
The Website may provide links to external internet sites. TOPGRAPHS™ hereby declares explicitly that it has no influence on the layout or content of linked pages and dissociates itself expressly from all contents of all linked pages of third parties. TOPGRAPHS™ shall not be liable for the use or content of internet sites that link to this site or which are linked from it. Our privacy and cookie notice does not apply to any collection and processing of your personal data on or through such external sites.
5. INTELLECTUAL PROPERTY
Unless otherwise indicated, the Site is our proprietary property and all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics on the Site (collectively, the “Content”) and the trademarks, service marks, and logos contained therein (the “Marks”) are owned or controlled by us or licensed to us, and are protected by copyright and trademark laws and various other intellectual property rights and unfair competition laws of Spain, foreign jurisdictions, and international conventions. The Content and the Marks are provided on the Site “AS IS” for your information and personal use only. Except as expressly provided in these Terms, no part of the Site and no Content nor Marks may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, licensed, or otherwise exploited for any commercial purpose whatsoever, without our express prior written permission.
Provided that you are eligible to use the Site, you are granted a limited license to access and use the Site and to download or print a copy of any portion of the Content to which you have properly gained access solely for your personal, non-commercial use. We reserve all rights not expressly granted to you in and to the Site, the Content, and the Marks.
6. YOUR REPRESENTATIONS
By using the Site, you represent and warrant that: (1) all registration information you submit will be true, accurate, current, and complete; (2) you will maintain the accuracy of such information and promptly update such registration information as necessary; (3) you have the legal capacity and you agree to comply with these Terms; (4) you are not under the age of 18; (5) you are not a minor in the jurisdiction of which you reside, or if a minor, you have received parental permission to use the Site; (6) you will not access the Site through automated or non-human means, whether through a bot, script, or otherwise; (7) you will not use the Site for any illegal or unauthorized purpose; and (8) your use of the Site will not violate any applicable law or regulation.
If you provide any information that is untrue, inaccurate, not current, or incomplete, we have the right to suspend or terminate your account and refuse any and all current or future use of the Site (or any portion thereof).
7. ACCURACY, COMPLETENESS AND TIMELINESS OF INFORMATION
We are not responsible if information made available on this site is not accurate, complete, or current. The material on this site is provided for general information only and should not be relied upon or used as the sole basis for making decisions without consulting primary, more accurate, more complete, or timelier sources of information. Any reliance on the material on this site is at your own risk.
8. YOUR ACCOUNT
Users can access the site without creating an account. However, to enjoy the benefits of the service provided on the site, we would require you to create an account on the website. Your username and password will be chosen by you. You are responsible for all actions taken under your chosen username and password.
By creating an account on the Site, you warrant:
– That all the details you provide are true, accurate, current and complete in all respects;
– To only create one (1) account and to only use the Site using your own username and password;
– Not to disclose your password to anyone and to make every effort to keep your password safe;
– To change your password immediately upon discovering that your account has been compromised; and
– To notify us if you suspect someone has accessed your account without permission.
TOPGRAPHS™ reserve the right to terminate your account and to suspend or terminate your access to the website immediately and without notice to you if:
– You breach these Terms;
– You are impersonating any other person or entity;
– When requested by us to do so, you fail to provide us within a reasonable time with sufficient information to enable us to determine the accuracy and validity of any information supplied by you, or your identity; and/or
– TOPGRAPHS™ suspect you have engaged, or are about to engage, or have in anyway been involved, in fraudulent or illegal activity.
9. USER LICENSES
a. Permission is granted to use the features and services provided on the site. This is the grant of a license, not a transfer of title, and under this license you may not:
i. modify or copy the materials;
ii. attempt to decompile or reverse engineer any software contained on the TOPGRAPHS™ website;
iii. remove any copyright or other proprietary notations from the materials; or
iv. transfer the materials to another person or “mirror” the materials on any other server.
b. This license shall automatically terminate if you violate any of these restrictions and may be terminated by TOPGRAPHS™ at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.
10. PRICING AND MODE OF PAYMENT
We offer a free testing version of our service. The trial version shall be limited to 7 days. For our paid version, pricing shall be as set forth on the Site. We offer two packages on the site:
Billed at $49 per month;
Fair value graphics
75.000 stocks worldwide
20 years of operating results
Billed at $9.95 per month;
Fair value graphics
75.000 stocks worldwide
20 years of operating results
We accept the following forms of payment:
You agree to provide current, complete, and accurate purchase and account information for all purchases made via the website. You further agree to promptly update account and payment information, including email address, billing/mailing address, payment method, and payment card expiration date, so that we can complete your transactions and contact you as needed. We bill you through an online billing account for purchases made via the website. Sales tax will be added to the price of purchases as deemed required by us. We may change prices at any time.
You agree to pay all charges or fees at the prices then in effect for your purchases, and you authorize us to charge your chosen payment provider for any such amounts upon making your purchase. If your purchase is subject to recurring charges, then you consent to our charging your payment method on a recurring basis without requiring your prior approval for each recurring charge, until you notify us of your cancellation. We reserve the right to correct any errors or mistakes in pricing, even if we have already requested or received payment. We reserve the right to change pricing as set forth on the website.
To the fullest extent permitted by applicable law, you agree to indemnify, defend, and hold harmless TOPGRAPHS™, and our respective past, present and future employees, officers, directors, contractors, consultants, equity holders, suppliers, vendors, service providers, parent companies, subsidiaries, affiliates, agents, representatives, predecessors, successors, and assigns (individually and collectively, the “TOPGRAPHS™ Parties”), from and against all actual or alleged TOPGRAPHS™ Party or third party claims, damages, awards, judgments, losses, liabilities, obligations, penalties, interest, fees, expenses (including, without limitation, attorneys’ fees and expenses) and costs (including, without limitation, court costs, costs of settlement, and costs of pursuing indemnification and insurance), of every kind and nature whatsoever, whether known or unknown, foreseen or unforeseen, matured or unmatured, or suspected or unsuspected, in law or equity, whether in tort, contract or otherwise (collectively, “Claims”), including, but not limited to, damages to property or personal injury, that are caused by, arise out of or are related to (a) your use or misuse of the Sites, Content or Services, (b) any Feedback you provide, (c) your violation of these Terms, (d) your violation of the rights of another, (e) any third party’s use or misuse of the Site or Services provided to you and (f) any User Content you create, post, share or store on or through the Site or our pages or feeds on third party social media platforms. You agree to promptly notify TOPGRAPHS™ of any third-party Claims and cooperate with the TOPGRAPHS™ Parties in defending such Claims. You further agree that the TOPGRAPHS™ Parties shall have control of the defense or settlement of any third-party Claims. This indemnity is in addition to, and not in lieu of, any other indemnities set forth in a written agreement between you and TOPGRAPHS™.
12. PROHIBITED USES
You may not access or use the Site for any purpose other than that for which we make it available. The Site may not be used in connection with any commercial endeavours except those that are specifically endorsed or approved by us.
As a user of the Site, you agree not to:
1. Make any unauthorized use of the Site, including collecting usernames and/or email addresses of users by electronic or other means for the purpose of sending unsolicited email, or creating user accounts by automated means or under false pretences.
1. Circumvent, disable, or otherwise interfere with security-related features of the Site, including features that prevent or restrict the use or copying of any Content or enforce limitations on the use of the Site and/or the Content contained therein.
2. Trick, defraud, or mislead us and other users, especially in any attempt to learn sensitive account information such as (but not limited to) user passwords.
3. Make improper use of our support services or submit false reports of abuse or misconduct.
4. Engage in any automated use of the system, such as using scripts to send comments or messages, or using any data mining, robots, or similar data gathering and extraction tools.
5. Interfere with, disrupt, or create an undue burden of the Site or the networks or services connected to the Site.
6. Attempt to impersonate another user or person or use the username of another user.
7. Use any information obtained from the Site in order to harass, abuse, or harm another person.
8. Decipher, decompile, disassemble, or reverse engineer any of the software comprising or in any way making up a part of the Site.
9. Attempt to bypass any measures of the Site designed to prevent or restrict access to the Site, or any portion of the Site.
10. Harass, annoy, intimidate, or threaten any of our employees or agents engaged in providing any portion of the Site to you.
11. Delete the copyright or other proprietary rights notice from any Content.
13. Upload or transmit (or attempt to upload or to transmit) viruses, Trojan horses, or other material, including excessive use of capital letters and spamming (continuous posting of repetitive text), that interferes with any parties’ functions, operation, or maintenance of the Site.
14. Upload or transmit (or attempt to upload or to transmit) any material that acts as a passive or active information collection or transmission mechanism, including without limitation, clear graphics interchange formats (“gifs”), 1×1 pixels, web bugs, cookies, or other similar devices (sometimes referred to as “spyware” or “passive collection mechanisms” or “pcms”).
15. Except as may be the result of standard search engine or Internet browser usage, use launch, develop, or distribute any automated system, including without limitation, any spider, robot, cheat utility, scraper, or offline reader that accesses the Site, or uses or launches any unauthorized script or other software.
16. Disparage, tarnish, or otherwise harm, in our opinion, us and/or the Site.
17. Use the Site in a manner inconsistent with any applicable laws or regulations.
18. Use content without proper attribution.
19. Use content in a fashion that does not comply with the content’s specific licensing.
13. GENERAL WEBSITE DISCLAIMERS.
Your access to and use of the services and content provided on the website are at YOUR OWN RISK. You understand and agree that the Services are provided to you on an “AS IS” and “AS AVAILABLE” basis. Without limiting the foregoing, to the maximum extent permitted under applicable law, TOPGRAPHS™ ENTITIES (TOPGRAPHS™ founders, officers, directors, employees, agents, representatives, and partners) DISCLAIM ALL WARRANTIES AND CONDITIONS, WHETHER EXPRESS OR IMPLIED, OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, and OR NON-INFRINGEMENT.
TOPGRAPHS™ make no warranty and disclaim all responsibility and liability for: (i) the completeness, accuracy, availability, timeliness, security or reliability of the Services or any Content; (ii) any harm to your computer system, loss of data, or other harm that results from your access to or use of the Services or any Content; (iii) the deletion of, or the failure to store or to transmit, any Content and other communications maintained by the Services; and (iv) whether the Services will meet your requirements or be available on an uninterrupted, secure, or error-free basis. No advice or information, whether oral or written, obtained from TOPGRAPHS™ or through the Services, will create any warranty not expressly made herein.
The Services may contain links to third-party websites or resources. You acknowledge and agree that the TOPGRAPHS™ is not responsible or liable for: (i) the availability or accuracy of such websites or resources; or (ii) the content, products, or services on or available from such websites or resources. Links to such websites or resources do not imply any endorsement by TOPGRAPHS™ of such websites or resources or the content, products, or services available from such websites or resources. You acknowledge sole responsibility for and assume all risk arising from your use of any such websites or resources.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, TOPGRAPHS™ SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOOD-WILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM: (i) YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THE SERVICES; (ii) ANY CONDUCT OR CONTENT OF ANY THIRD PARTY ON THE SERVICES, INCLUDING WITHOUT LIMITATION, ANY DEFAMATORY, OFFENSIVE OR ILLEGAL CONDUCT OF OTHER USERS OR THIRD PARTIES; (iii) ANY CONTENT OBTAINED FROM THE SERVICES; OR (iv) UNAUTHORIZED ACCESS, USE OR ALTERATION OF YOUR TRANSMISSIONS OR CONTENT. IN NO EVENT SHALL THE AGGREGATE LIABILITY OF TOPGRAPHS™ EXCEED ZERO DOLLARS (U.S. $0.00). THE LIMITATIONS OF THIS SUBSECTION SHALL APPLY TO ANY THEORY OF LIABILITY, WHETHER BASED ON WARRANTY, CONTRACT, STATUTE, AND TORT (INCLUDING NEGLIGENCE) OR OTHERWISE, AND WHETHER OR NOT TOPGRAPHS™ HAVE BEEN INFORMED OF THE POSSIBILITY OF ANY SUCH DAMAGE, AND EVEN IF A REMEDY SET FORTH HEREIN IS FOUND TO HAVE FAILED IN ITS ESSENTIAL PURPOSE.
We reserve the right to change any and all Content and to modify, suspend or stop providing access to the Site (or any features or functionality of the Site) and the Products at any time without notice and without obligation or liability to you. Reference to any products, services, processes or other information by trade name, trademark, manufacturer, supplier, and vendor or otherwise does not constitute or imply endorsement, sponsorship, or recommendation thereof, or any affiliation therewith, by us. Some jurisdictions do not allow the disclaimer of implied terms in contracts with consumers, so some or all of the disclaimers in this Section may not apply to you.
14. DISCLAIMER OF SERVICE
We would like to draw your attention to the following important investment warnings:
The value of shares and investments and the income derived from them can go down as well as up;
Investors may not get back the amount they invested – losing all of the amount invested is a risk;
Past performance is not a guide to future performance.
Our content is intended to be used and must be used for informational purposes only. It is very important to do your own analysis before making any investment based on your own personal circumstances. You should take independent financial advice from a professional in connection with, or independently research and verify, any information that you find on our Website and wish to rely upon, whether for the purpose of making an investment decision or otherwise.
Our Website is a financial data and news portal, discussion forum and content aggregator. TOPGRAPHS™ is not a broker/dealer, we are not an investment advisor, we have no access to non-public information about publicly traded companies, and this is not a place for the giving or receiving of financial advice, advice concerning investment decisions, or tax or legal advice. We are not regulated by the Financial Services Authority.
If TOPGRAPHS™ decides to change these general terms and conditions, we will post the changed terms and conditions on the Website. You are advised to regularly check whether they have changed. Existing contracts will not be affected by such changes.
16. GOVERNING LAW AND JURISDICTION
This general terms and conditions in relation to the use of the website is hereby governed by, and constructed and enforced in accordance with, the laws of Spain. The competent courts in Spain shall have the exclusive jurisdiction to resolve any dispute between you and TOPGRAPHS™.